Medi-Cal/Medicaid Planning Attorney in San Diego, CA
In California, nursing homes with a caregiver amount to $100,000 a year, on average. This exorbitant cost if forcing families to spend their life savings to care for themselves or an elderly loved one. Medicare doesn’t pay for the cost of long-term care, but Medicaid (Medi-Cal) does.
Unfortunately, Medi-Cal/Medicaid is only available to people with limited financial means. With the right kind of planning, you can qualify for Medi-Cal and get help with long-term care while still protecting your estate for yourself, your spouse, and future generations.
San Diego Medi-Cal planning attorney Vincent Casiano, the founder of Casiano Law Firm, aims to serve the needs of seniors and their families in San Diego and communities throughout California.
Attorney Vincent Casiano aims to help clients deal with the complicated and confusing legal and financial issues that arise as a loved one grows older.
Whether you are focused on protecting wealth for yourself, your children, and grandchildren, or if you are concerned about your aging parents and how best to help them stay in their home as long as possible while still getting the long-term care they need when they need it, Attorney Vincent Casiano will approach your situation with compassion, skill, and understanding based on decades of experience. He is committed in creating solutions that address each family’s unique needs.
Medi-Cal Planning Attorney in San Diego
Looking forward to the future and managing your Medi-Cal plans, as well as dealing with them in an impending crisis situation, are equally critical tasks to complete.
In order to outline a strategy that protects your assets to the greatest extent possible, it is important that you find an experienced attorney who you can consult for guidance.
With the assistance of an attorney, you can gain greater clarity about your long-term objectives while also protecting your assets.
Medi-Cal is the name of the program in California that is responsible for administering federal Medi-Cal money. A knowledgeable attorney will assist you in understanding the state program and how to obtain the maximum amount of assistance from it.
Many people have misconceptions about the Medi-Cal application procedure as well as long-term financial planning.
The majority of people believe that if someone they care about is admitted to the hospital and subsequently transferred to a skilled nursing or rehabilitation facility, Medicare will cover the bill.
Far too many people, however, are finding themselves in this position of having to deal with these significant bills after Medicare has stopped paying for them. It should be noted that Medicare will cover expenditures for anyone who qualifies for the program for up to 100 days only.
However, many families get a notice of Medicare termination long before the 100-day milestone. This brings up the number of people who will have to figure out how to pay for long-term care on their own or who will have to apply for long-term care Medicaid.
Talk to an elder law and estate planning attorney about long-term care planning and the options available to you. Even if you are in crisis and are already facing a nursing home admission, there may still be ways Attorney Vincent Casiano can help.
Why Do You Need a Medi-Cal Planning Attorney in San Diego?
The average monthly cost of a nursing home in California is more than $7000, and many people cannot afford to pay this amount on their own for an extended period of time without negatively impacting their family. The price can be higher for people with special needs.
By paying for nursing home care yourself, you can quickly reduce the amount of money you have left to leave to your heirs and beneficiaries. Long-term Medi-Cal coverage is the most valuable alternative.
This can cover a large portion of the cost of nursing home care. Some applicants may need to pay a share of the cost, but this does not apply to everyone. Even those who bear a disproportionate share of the financial burden will bear less than the full amount.
This will help to cover a large portion of the costs of long-term care and may even allow for the legal preservation of the vast majority of assets for the foreseeable future.
Additionally, understanding your individual share of the cost and employing techniques that allow you to use your share for therapy of a family member is critical to your success.
Consult an experienced Medi-Cal planning attorney in San Diego to assist you in determining your eligibility for long-term care benefits and navigating the application process.
Knowing and understanding the various rules and regulations that apply to Medi-Cal is extremely important for anyone who is eligible to apply for this valuable coverage. The timeline of coverage is also equally important and sitting down with an experienced attorney can help to clarify many of the most common issues.
Attorney Vincent Casiano will help you during the application period for long term care benefits in the nursing home, so that your family is not decimated financially by this critical issue. As an experienced lawyer, he will help you come up with appropriate tactics to minimize the cost of a nursing facility. Mr. Casiano will help you figure out the share of cost rules and income requirements.
Elder Lawyer Vincent Casiano Can Help You With Your Medi-Cal Planning
Medi-Cal planning is essential to protect your assets should you need Medi-Cal health insurance. In order to qualify for Medi-Cal, a person’s income and asset level must fall below a certain threshold.
When qualifying for any Medi-Cal program, many individuals will need to “spend down” their assets to meet the income and asset requirements.
Vincent Casiano, a San Diego Medi-Cal planning attorney and founder of Casiano Law Firm can help help you secure your assets while allowing you to qualify for Medi-Cal benefits.