{"id":4051,"date":"2022-02-22T06:54:41","date_gmt":"2022-02-22T06:54:41","guid":{"rendered":"https:\/\/www.sandiegoelderlawandestateplanning.com\/?page_id=4051"},"modified":"2022-07-08T09:44:56","modified_gmt":"2022-07-08T09:44:56","slug":"long-term-care-planning-attorney","status":"publish","type":"page","link":"https:\/\/www.sandiegoelderlawandestateplanning.com\/long-term-care-planning-attorney\/","title":{"rendered":"Long-Term Care Planning"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"4051\" class=\"elementor elementor-4051\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-34327014 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"34327014\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-30397614\" data-id=\"30397614\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-b5cdc40 elementor-widget elementor-widget-heading\" data-id=\"b5cdc40\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 25-04-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">Long-Term Care Planning Attorney In San Diego<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-cd5b001 elementor-widget elementor-widget-heading\" data-id=\"cd5b001\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h3 class=\"elementor-heading-title elementor-size-default\">Helping families prepare for the future and meet their immediate needs for 20 years<\/h3>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3c5efa5 elementor-widget elementor-widget-text-editor\" data-id=\"3c5efa5\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 25-04-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p>The majority of families Attorney Vincent Casiano works with are unaware that Elder Care Planning is a distinct professional discipline; one that is highly specialized and widely misunderstood.\u00a0<\/p><p>Attorney Casiano practices<span style=\"font-weight: 400;\">\u00a0<a href=\"\/elder-law\/\">Elder Care Planning<\/a> has painstakingly developed a complete planning methodology that enables you to pay for care by understanding your alternatives rather than depleting your family&#8217;s resources.<\/span><\/p><p><span style=\"font-weight: 400;\">While society has taught us that these benefits are only available to the poor or represent inadequate care, these programs are actually created to provide quality care to the middle and upper middle classes.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">You have almost certainly been contributing to several of these programs your entire life. Why not look at your options to get some of the benefits?<\/span><\/p><p><strong><a href=\"\/\">Estate planning and estate litigation attorney<\/a><\/strong> Vincent Casiano founded the Casiano Law Firm to serve the needs of seniors and their families in San Diego and communities throughout California.\u00a0 <a href=\"\/an-open-letter-to-my-clients\/\">Attorney<\/a> Casiano\u2019s experience as a long term care planning attorney is in helping clients deal with the complicated and confusing legal and financial issues that arise as a loved one grows older.\u00a0<\/p><p><span style=\"font-weight: 400;\">Whether you are&#8230;<\/span><\/p><ul><li><span style=\"font-weight: 400;\">Focusing on protecting wealth for yourself, your children and grandchildren,<\/span><\/li><li><span style=\"font-weight: 400;\">Thinking about your aging parents\u00a0<\/span><\/li><li>Looking for ways for your <a href=\"\/elder-care-resources\/\">elders to get the care they need..<\/a>.\u00a0<\/li><\/ul><p>Attorney Casiano<span style=\"font-weight: 400;\">\u00a0will approach your situation with compassion, skill and understanding based on decades of experience <a href=\"\/contact-us\/\">creating solutions that address each family&#8217;s unique needs<\/a>.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-8dd480e elementor-widget elementor-widget-heading\" data-id=\"8dd480e\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What You Can Get Working with a Long-Term Care Planning Attorney<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-6aa636a elementor-widget elementor-widget-text-editor\" data-id=\"6aa636a\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>In the video, Vinny covers the various advantages of consulting with an estate planning or elder care attorney, from the legal difficulties that develop as you age to other estate planning paperwork that help protect your hard-earned assets.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d14d56a elementor-widget elementor-widget-video\" data-id=\"d14d56a\" data-element_type=\"widget\" data-settings=\"{&quot;youtube_url&quot;:&quot;https:\\\/\\\/www.youtube.com\\\/watch?v=UJZIfNCqjqY&quot;,&quot;video_type&quot;:&quot;youtube&quot;,&quot;controls&quot;:&quot;yes&quot;}\" data-widget_type=\"video.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 25-04-2024 *\/\n.elementor-widget-video .elementor-widget-container{overflow:hidden;transform:translateZ(0)}.elementor-widget-video .elementor-wrapper{aspect-ratio:var(--video-aspect-ratio)}.elementor-widget-video .elementor-wrapper iframe,.elementor-widget-video .elementor-wrapper video{height:100%;width:100%;display:flex;border:none;background-color:#000}@supports not (aspect-ratio:1\/1){.elementor-widget-video .elementor-wrapper{position:relative;overflow:hidden;height:0;padding-bottom:calc(100% \/ var(--video-aspect-ratio))}.elementor-widget-video .elementor-wrapper iframe,.elementor-widget-video .elementor-wrapper video{position:absolute;top:0;right:0;bottom:0;left:0}}.elementor-widget-video .elementor-open-inline .elementor-custom-embed-image-overlay{position:absolute;top:0;right:0;bottom:0;left:0;background-size:cover;background-position:50%}.elementor-widget-video .elementor-custom-embed-image-overlay{cursor:pointer;text-align:center}.elementor-widget-video .elementor-custom-embed-image-overlay:hover .elementor-custom-embed-play i{opacity:1}.elementor-widget-video .elementor-custom-embed-image-overlay img{display:block;width:100%;aspect-ratio:var(--video-aspect-ratio);-o-object-fit:cover;object-fit:cover;-o-object-position:center center;object-position:center center}@supports not (aspect-ratio:1\/1){.elementor-widget-video .elementor-custom-embed-image-overlay{position:relative;overflow:hidden;height:0;padding-bottom:calc(100% \/ var(--video-aspect-ratio))}.elementor-widget-video .elementor-custom-embed-image-overlay img{position:absolute;top:0;right:0;bottom:0;left:0}}.elementor-widget-video .e-hosted-video .elementor-video{-o-object-fit:cover;object-fit:cover}.e-con-inner>.elementor-widget-video,.e-con>.elementor-widget-video{width:var(--container-widget-width);--flex-grow:var(--container-widget-flex-grow)}<\/style>\t\t<div class=\"elementor-wrapper elementor-open-inline\">\n\t\t\t<div class=\"elementor-video\"><\/div>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-ade4b31 elementor-widget elementor-widget-heading\" data-id=\"ade4b31\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">What is long term care?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e1c52bc elementor-widget elementor-widget-text-editor\" data-id=\"e1c52bc\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>Long-term care encompasses a wide range of services that are meant to address a person\u2019s health or personal care needs for an extended length of time.\u00a0<\/p><p>When people are no longer able to undertake routine activities on their own, these services assist them in remaining as independent and as safe as they possibly can.<\/p><p>A person\u2019s long-term care needs are met in a variety of settings by caregivers, based on their location.\u00a0<span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-weight: var( --e-global-typography-text-font-weight );\">In most cases, unpaid family members and friends offer long-term care in the patient\u2019s home.\u00a0<\/span><\/p><p><span style=\"color: var( --e-global-color-text ); font-family: var( --e-global-typography-text-font-family ), Sans-serif; font-size: var( --e-global-typography-text-font-size ); font-weight: var( --e-global-typography-text-font-weight );\">Care can also be provided at a facility such as a nursing home or in the community, for example, in an adult day care center.<\/span><\/p><p>Personal care or help with daily routine, sometimes known as \u201cactivities of daily life\u201d is the most prevalent type of long-term care.\u00a0<\/p><p>Bathing, getting dressed, grooming, using the toilet, eating, moving around, and getting out of bed and into a chair are all examples of these activities.<\/p><p>In addition, long-term care includes community services such as meals, adult day care, and transportation. These services may be offered for free or at cost.<\/p><p>When a person has a chronic, ongoing health condition or impairment, they frequently require long-term care.\u00a0<\/p><p>Long-term care may become necessary unexpectedly, such as following a heart attack or stroke. However, it frequently develops gradually, as people age and become frailer, or as sickness or handicap worsens.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<section class=\"elementor-section elementor-inner-section elementor-element elementor-element-67b76dc elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"67b76dc\" data-element_type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-inner-column elementor-element elementor-element-2f15502\" data-id=\"2f15502\" data-element_type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-68012f8 elementor-tablet-align-center contact-pop-up elementor-mobile-align-center elementor-align-center elementor-widget elementor-widget-button\" data-id=\"68012f8\" data-element_type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t<a class=\"elementor-button elementor-size-lg\" role=\"button\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Request a free consultation<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<div class=\"elementor-element elementor-element-114b3a2 elementor-widget elementor-widget-heading\" data-id=\"114b3a2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Who Is a Candidate for Long-Term Care?<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fc6d7c9 elementor-widget elementor-widget-text-editor\" data-id=\"fc6d7c9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>It is difficult to foresee how much or what type of long-term care a person may require in their later years. A number of factors enhance the likelihood of requiring long-term care.<\/p><h3><b>Age.<\/b><\/h3><p><span style=\"font-weight: 400;\">People&#8217;s risk of developing illness increases as they get older.<\/span><\/p><h3><b>Gender.<\/b><\/h3><p><span style=\"font-weight: 400;\">Women are at greater risk than men, primarily because of the fact that women have longer life spans.<\/span><\/p><h3><b>Relationship status.\u00a0<\/b><\/h3><p>Single people are more likely to require care from a paid provider compared to married couples.<\/p><h3><b>Lifestyle.\u00a0<\/b><\/h3><p><span style=\"font-weight: 400;\">Bad habits such as eating unhealthily or lack of physical activity can raise a person&#8217;s risk of developing a disease.<\/span><\/p><h3><b>Family medical history.\u00a0<\/b><\/h3><p><span style=\"font-weight: 400;\">These factors also have an impact on risk when your family has a history of medical conditions or disability.\u00a0<\/span><\/p><p>\u00a0<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d58ffc8 elementor-widget elementor-widget-heading\" data-id=\"d58ffc8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Medi-Cal\/Medicaid and Long-Term Care Planning<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-35e41c0 elementor-widget elementor-widget-text-editor\" data-id=\"35e41c0\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>San Diego is a pleasant but expensive place to live in during your retirement years.\u00a0<\/p><p>Due to the high expense of long-term care, planning for these needs has become a crucial issue for the majority of middle-class seniors and their families. Indeed, the majority of seniors will require some type of long-term care.\u00a0<\/p><p>Unfortunately, the majority of families are unprepared for the financial strain it brings. Financial ruin looms for a family facing monthly care costs.<\/p><p><span style=\"font-weight: 400;\"><a href=\"\/medi-cal-planning\/\">Medi-Cal is the alternative way to pay for services<\/a>. Medi-Cal is a joint federal-state program that offers medical assistance, including payment for nursing home care, to qualified persons who require assistance with daily tasks.<\/span><\/p><p><span style=\"font-weight: 400;\">California has enacted legislation that will implement several of the provisions of the\u00a0<\/span><a href=\"https:\/\/www.congress.gov\/bill\/109th-congress\/senate-bill\/1932\" target=\"_blank\" rel=\"noopener\">Federal Deficit Reduction Act of 2005<\/a>\u00a0(DRA)<span style=\"font-weight: 400;\">. These modifications will result in more complicated eligibility rules for those seeking Medi-Cal assistance. It is no longer as simple as going through one&#8217;s bank statements.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">There are numerous laws to consider, including:<\/span><\/p><ul><li><span style=\"font-weight: 400;\">look-back periods,\u00a0<\/span><\/li><li><span style=\"font-weight: 400;\">income caps,\u00a0<\/span><\/li><li><span style=\"font-weight: 400;\">transfer penalties, and\u00a0<\/span><\/li><li><span style=\"font-weight: 400;\">waiting periods.\u00a0<\/span><\/li><\/ul><p><span style=\"font-weight: 400;\">These drastic changes will not take effect until the regulations implementing them are finalized and adopted. These rules may not be retroactive under the California law enacting DRA. There is a unique opportunity to plan and implement structures under the more permissive earlier legislation.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">Nobody is certain how long this window will remain open. The majority of vigilant <a href=\"\/elder-law\/\">advanced elder law professionals<\/a><\/span><span style=\"font-weight: 400;\">\u00a0believe that there is at least six months before the regulations are finalized.<\/span><\/p><p><span style=\"font-weight: 400;\">The ideal time to begin preparing to qualify for these benefits is far in advance of when you may need them. The second best time to plan for these benefits is when you or your parents require care but have not yet depleted or transferred your or their assets.\u00a0<\/span><\/p><p><span style=\"font-weight: 400;\">When families take the initiative, they can secure and maintain their savings, investment assets, and homes. Only when individuals take control of their own circumstances can the financial burden of aging or illness-related care be mitigated.<\/span><\/p><p><span style=\"font-weight: 400;\"><a href=\"\/why-hire-an-elder-law-attorney\/\">Talk to an elder law and estate planning attorney<\/a> about long-term care planning and the options available to you. Even if you are in crisis, there may still be ways Attorney Vincent Casiano can help.<\/span><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d398917 elementor-widget elementor-widget-heading\" data-id=\"d398917\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Get immediate assistance with all aspects of elder law and estate planning in San Diego.<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e8cfe4f elementor-widget elementor-widget-text-editor\" data-id=\"e8cfe4f\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p><span style=\"font-weight: 400;\">Please contact Vincent Casiano today for a complimentary phone consultation with him to determine how he can assist your family.<\/span><\/p><p><a href=\"\/contact-us\/\"><span style=\"font-weight: 400;\">You can also contact Casiano Law Firm by filling out an online form.<\/span><\/a><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Long-Term Care Planning Attorney In San Diego Helping families prepare for the future and meet their immediate needs for 20 years The majority of families Attorney Vincent Casiano works with are unaware that Elder Care Planning is a distinct professional discipline; one that is highly specialized and widely misunderstood.\u00a0 Attorney Casiano practices\u00a0Elder Care Planning has [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":2837,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v22.5 - 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